When Police pull a driver over, they are usually concerned with the driver’s Blood Alcohol Content or Concentration. They usually measure BAC in concentration of alcohol in the bloodstream and is measured as mass per volume. For example, using the English drink drive limit, a BAC of 0.8% means the same as 80 milligrams of alcohol for […]
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Many fast-food restaurants require all drivers to have their own vehicles for work. However, it would be a mistake to think you can simply use your car for fast food delivery, even if you have ‘business use’ added to your standard car insurance policy. Indeed, to legally work as a fast food delivery driver, you will […]
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Insurers treat Uber vehicles like private hire taxis, which means you will require Private Hire Vehicle Insurance. Private Hire Vehicle Insurance is a specific form of Hire and Reward cover. Hire and Reward is a class of insurance that allows drivers to carry other people’s goods in return for payment legally. Uber, taxi, and bus […]
The difference lies largely in the difference between public and private vehicles. A public hire vehicle is a taxi that is licensed for use as a hackney carriage, such as a black cab that you can flag down and do not have to pre-book. In contrast, a private hire vehicle is a taxi or Uber that […]
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The police can impound vehicles for a number of reasons, from persons caught drink driving to drivers who do not have a valid MOT. While you naturally want to get your vehicle back as quickly as possible, it is also in your financial interests to do so, as you will be charged for each day your car […]
The rules surrounding the transferring of penalty points that have been accrued abroad are quite complicated. Originally, if a European police officer stops a British driver for a motoring offence, the officer can issue an on-the-spot fine and escort the motorist to a cash point. However, under current rules, if you are flashed by a speed camera […]
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Depending on the nature of the offence, what road you were on and how much you exceeded the speed limit, you will normally be issued three to six penalty points, which must remain on your licence for four years from the offence date. As well as penalty points, you will also be issued with one of the following […]
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In most instances, if you are caught driving through a red light, you will be issued with three penalty points, which must remain on your licence for four years from the date of the offence. In addition to being issued three penalty points, you will be handed a TS10 conviction code, which relates to ‘failing to comply with traffic […]
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No, fitting private registration plates will not increase the cost of your car insurance. This is because the installation of private plates is not considered a modification, as registration plates act as an identification number for your vehicle. Therefore, if you change your number plates after your insurance policy has already been enacted, you will simply be charged an administration fee by […]
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In a word, yes. Vehicles are more likely to be stolen if they are parked in an insecure place overnight, such as on the street or a driveway, and insurers take this into account when assessing the cost of insurance premiums. Therefore, if you have a garage you are using for storage rather than parking, […]
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