The rules surrounding the transferring of penalty points that have been accrued abroad are quite complicated. Originally, if a European police officer stops a British driver for a motoring offence, the officer can issue an on-the-spot fine and escort the motorist to a cash point. However, under current rules, if you are flashed by a speed camera […]
Read More… from If I Get Caught Speeding While Driving Abroad Will Points Be Added To My UK Licence?
In most instances, if you are caught driving through a red light, you will be issued with three penalty points, which must remain on your licence for four years from the date of the offence. In addition to being issued three penalty points, you will be handed a TS10 conviction code, which relates to ‘failing to comply with traffic […]
Read More… from How Many Points Will I Receive For Driving Through A Red Light
A totting up or TT99 ban is issued when a driver has accrued 12 or more points within three years. A TT99 endorsement must stay on your licence for four years from the date of conviction. The length of a totting-up ban can vary, depending on the discretion of the court and the seriousness of the motoring offences involved. Once […]
Read More… from What Will Happen To My Insurance If I’m Banned For Totting Up?
If you have less than two years of driving experience and receive six or more penalty points, your driver’s licence will be revoked. Some drivers will also receive a driving ban and a revoked licence, depending on the offence. Once any associated bans are spent, you will be able to retake your driving test and regain your […]
Read More… from Is It Possible For New Drivers With Six Points To Regain Car Insurance?
A careless driving conviction is issued when a person’s driving is deemed to be below the expected standard of a reasonable and competent driver. A person can be charged with careless driving when an incident occurs due to a deliberate act, as well as an act of negligence. Examples of careless driving include reading a map and […]
The Crown Prosecution Service (CPS) defines dangerous driving as the driver’s behaviour, not what the driver believes. A driver may think they are driving safely when they are committing a dangerous driving offence. A person is considered to be driving dangerously when the way they drive falls far below the minimum acceptable standard expected of a competent and careful driver, and it would be […]
The short answer is yes. Unfortunately, some insurers and underwriters perceive those with criminal convictions as untrustworthy and, therefore, too risky to insure. But luckily, Insurance Revolution is different. At Insurance Revolution, we don’t believe in one-size-fits-all solutions. While we acknowledge that a criminal conviction may impact your car insurance cost, we’re committed to finding a convicted driver insurance policy […]
Read More… from Will Criminal Convictions Affect My Car Insurance Premium
Insurance Revolution specialises in finding affordable motor insurance for people who are generally charged high premiums, particularly convicted drivers, couriers, and van drivers. Insurers typically view those who drive for a living as a greater risk than other drivers, as they tend to be on the road a lot more frequently and they have the potential to […]
Depending on what a driver has been convicted of, how long it stays on their licence and how long they will have to declare it to certain authorities when asked will depend on the conviction. Drink-driving offences and some more serious convictions remain on your licence for 11 years. Those included would be drink and drug […]
Read More… from How Long Do I Have To Declare A Drink Driving Conviction For?
Technically, attending a drink-driving rehabilitation course will not reduce the cost of your car insurance premium, but it is still well worth doing. Taking a course can reduce the length of your ban, so you can get back on the road quicker. You will also be looked upon more favourably by insurers, who are often […]